Banking/financial abbreviations

AD - Authorised Dealer ADR - American Depository Receipt AFS - Available For Sale AICCCA - Association of Independent Consumer Credit Counselling Agencies AIFI - All-India Financial Institution ALD - Aggregate Liabilities to the Depositor ALM - Asset-Liability Management AMC - Asset Management Company AML - Anti-Money Laundering ARC - Asset Reconstruction Company ARCIL - Asset Reconstruction Company (India) Ltd. ATM - Automated Teller Machine BCBS - Basel Committee on Banking Supervision BCP - Business Continuity Plans BCSBI - Banking Codes and Standards Boards of India BFS - Board for Financial Supervision BIFR - Board for Industrial and Financial Reconstruction BoP - Balance of Payments BOS - Banking Ombudsman Scheme BPLR- Benchmark Prime Lending Rate BPSS - Board for Payment and Settlement Systems BR Act, 1949 Banking Regulation Act, 1949 BR Act(aACS), 1949 Banking Regulation Act, 1949 (as Applicable to Co-operative Societies) BSE - Stock Exchange, Mumbai BSR - Basic Statistical Return

CALCS - Capital Adequacy, Asset Quality, Liquidity, Compliance and System CAMELS - Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control CBLO - Collateralised Borrowing and Lending Obligation CBS - Core Banking Solutions CCC - Credit Counselling Canada CCCS - Consumer Credit Counselling Service CCDM - Credit Counselling and Debt Management CCIL - Clearing Corporation of India Ltd. CCP - Central Counter Party CCS - Co-operative Credit Society CD - Certificate of Deposit CDBMS - Central Data Base Management System CDF - Co-operative Development Fund CDR - Corporate Debt Restructuring CDRM - Corporate Debt Restructuring Mechanism CEO - Chief Executive Officer CFMS - Centralised Funds Management System CFS - Consolidated Financial Statements CFT - Combating Financing of Terrorism CGTSI - Credit Guarantee Trust for Small Industries CIBIL - Credit Information Bureau of India Limited CLCC - Central Labour Co-ordination Committee CLF - Collateralised Lending Facility CMP - Conflict Management Policy CP - Commercial Paper CPOS - Central Point of Supervision CPPAPS - Committee on Procedures and Performance Audit on Public Services